When Should I Apply for Social Security Disability Insurance Benefits?
Do you qualify for Social Security disability insurance – or SSDI – benefits?
If you do qualify for SSDI benefits, you may have already asked yourself, “Well, when should I apply?” In a nutshell…
If you have a medical condition that is severe enough to prevent you from working and earning any more than $1,000 a month, and is expected to keep you out of work for at least twelve consecutive months, you should apply for Social Security disability insurance benefits immediately.
Why should you apply for SSDI right away? Applying for Social Security disability insurance benefits is a long process. On average, it can take six months for your SSDI application to be approved (if it even is approved). While those who are severely injured often have quicker results, the majority of people applying for SSDI will have to wait
The information below from SSA.gov explains the requirements for receiving Social Security disability insurance. Read below to see if you qualify for SSDI benefits.
Disability Planner: How You Qualify For Social Security Disability Benefits
To qualify for Social Security disability benefits, you must first have worked in jobs covered by Social Security. Then you must have a medical condition that meets Social Security’s definition of disability. In general, we pay monthly cash benefits to people who are unable to work for a year or more because of a disability.
Benefits usually continue until you are able to work again on a regular basis. There are also a number of special rules, called “work incentives,” that provide continued benefits and health care coverage to help you make the transition back to work.
If you are receiving Social Security disability benefits when you reach full retirement age, your disability benefits automatically convert to retirement benefits, but the amount remains the same.
Let’s look at the requirements more closely:
- How Much Work Do You Need?
- What We Mean By “Disability.”
- How We Decide If You Are Disabled.
- Special Situations.
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You can apply for Social Security disability insurance benefits online here.
If you have questions about the Social Security disability application process, or if your application for benefits has been denied, contact the Social Security lawyers at Bander, Bander & Alves. We have extensive experience in SSDI law; we can answer your questions with confidence and handle your case with expertise.
Call our Social Security law firm to request your free consultation – you have nothing to lose when you call to speak with us.
